Own tax-free property in the world's fastest moving real estate market.
Target 15 to 20% a year in Dubai and Abu Dhabi off-plan, with a deposit as low as 5%.
First release pricing, before the launch goes public.
Every buyer comes in with a different budget, timeline and reason for Dubai. I start by understanding yours — then show you the two or three launches that actually fit, with the real numbers.
I'm Ameen Rafay. I help buyers get in early, and get in right.
I work with investors and families buying off-plan in Dubai and Abu Dhabi — most of them from overseas. My job is to filter the noise: which launches are worth your deposit, which developers deliver on time, and which payment plans actually work for your cash flow.
You'll deal with me directly, from the first call to key handover. I work with mineola Real Estate and hold DLD broker registration number 91363.
“The best unit in a launch is usually gone before the brochure is printed.”
Allocations open to my list before public release. Prices move week to week — ask for the current sheet.
The approach
Three steps, and you can walk away at any of them
No pressure pipeline. If nothing fits your brief this quarter, I'll tell you and we'll wait for the one that does.
i.
Get the briefing
A 15-minute call on budget, timeline, and whether you're buying to live, rent or flip at handover.
ii.
Run the figures
Payment plan, fees, expected rent and service charges on a shortlist of two or three launches — side by side.
iii.
Reserve or walk away
If one fits, I secure the unit at first-release pricing and handle everything through to handover. If not, no follow-up spam.
The numbers
What an off-plan purchase actually costs
Most listings lead with the headline price. Here's the full picture on a typical AED 1.5M off-plan unit, so there are no surprises at signing.
Line item
Typical
Booking deposit
10–20%
DLD registration fee
4%
Oqood / admin fees
~AED 5k
Staged construction payments
30–60%
Balance on handover
20–60%
Tax on rental income
0%
Indicative ranges only — each developer sets its own plan. I send the exact schedule for any unit you shortlist.
Honest fit
Who I work best with
A good fit
You want first-release pricing and are ready to move within weeks, not years
You're buying from abroad and need someone to run the process end to end
You want the payment plan, fees and rent laid out before you commit
You're planning around residency or a Golden Visa
Probably not
You need a ready home to move into next month
You're looking for guaranteed returns — nobody honest offers those
You want to see 40 projects before choosing one
Your deposit depends on selling another property first
FAQ
Questions buyers ask first
What does “off-plan” mean?
You buy directly from the developer before or during construction, usually at a lower price than the finished unit, and pay in stages tied to construction progress or time.
Can I buy without being in Dubai?
Yes. Reservation, SPA signing and payments can all be done remotely. I handle the paperwork and keep you updated at every milestone.
What's the minimum I need to start?
Most launches need a 10–20% deposit plus the 4% DLD fee at booking. On a AED 1.5M unit that's roughly AED 210k–360k up front.
Does buying property give me residency?
Property worth AED 2M or more can qualify for a 10-year Golden Visa, including off-plan in many cases. Eligibility rules change, so I confirm the current criteria for your specific unit.
How do you reduce developer risk?
I shortlist developers with a delivery track record, and every payment goes into a RERA-regulated escrow account tied to the project.
Can I sell before handover?
Often, yes — once you've paid the percentage the developer requires (commonly 30–40%). I'll tell you each project's rule before you reserve.
Book a call
Fifteen minutes. No obligation.
A quick call on WhatsApp or Zoom. You tell me the brief; I tell you honestly whether there's a launch worth your money right now. Leave your details and I'll come back the same day — or message me directly.
292 villas, three parks and a canal, behind one gate
Yas Riva Reserve is Aldar's newest gated villa address on Yas Island, set on the island's calmer north-east shore beside Yas Acres. The collection comprises 292 homes: 247 inland villas framed by parks and landscaped streets, and 45 waterfront villas that open straight onto the canal, each with the option of a private pontoon.
A dedicated bridge links the community to the rest of the island, putting Yas Marina Circuit, Ferrari World Abu Dhabi, Yas Mall and the island's beaches and golf within a short drive, while everyday life inside the gates is shaped around a clubhouse, three green parks and an amenity plan built on four themes: Move, Unwind, Gather and Play.
Developer
Aldar Properties
Community
Gated · 292 villas
Handover
Q3 2030
Ownership
Freehold · all nationalities
Only 45 canal-front plots, 17 of them 5-bed with pontoon option
Next door to Yas Acres, where the schools and golf already exist
50/50 plan — half the price falls due at handover in 2030
Every villa clears the AED 2M Golden Visa threshold several times over
Across the water from Yas Riva, where 160+ villas have resold off-plan since October 2024
The developer has not yet published the reservation percentage or the individual construction milestones. I'll send the exact schedule for your villa type the day it's released.
The community
Move, Unwind, Gather, Play
The masterplan wraps the inland villas around three green parks, with pocket and linear parks threading between the streets and a community-wide cycle track tying it together. Canal-front villas line the water on the outer edge.
At the centre sits The View Clubhouse, with an infinity pool, fitness centre and spa, alongside a café, a mini mart and everyday services, so the essentials stay within walking distance of every home.
Canal frontage and community masterplan
The View Clubhouse
Infinity pool
Adults' and kids' pools
Fitness centre and outdoor gym
Spa, sauna and steam room
Yoga and meditation areas
Two padel courts
Table tennis
Jogging track
Community-wide cycle track
Three green parks
Pocket parks
Outdoor amphitheatre
Community pavilion
Kids' play and sand playground
Splash pad and water play
Climbing play
BBQ and picnic areas
Community market
Café and mini mart
Location
North-east Yas Island
The community sits on the island's north-east waterfront, next to Yas Acres and close to Lea, with its own bridge onto Yas Island. The airport is around ten minutes away and Dubai under an hour by road.
Zayed International Airport10 min
Saadiyat Island15 min
Abu Dhabi city25 min
Dubai50 min
Yas Marina Circuit & Yas MallOn the island
Schools — Noya British, Yas American AcademyNearby
FAQ
About this launch
When will prices be released?
Inland pricing starts at AED 7.9M. Canal-front prices and the full floor plan pack go to registered buyers before public launch — register and you'll get them the day they're out.
Does an EOI commit me to buy?
No. An EOI holds your place in the allocation queue. If you don't proceed it's refundable under the developer's terms, which I'll confirm to you in writing before you pay anything.
Can foreigners buy here?
Yes. Yas Island is a designated investment zone, so all nationalities can buy freehold.
What's the difference between inland and canal-front?
Inland villas are arranged around the parks; canal-front villas open onto the water with the option of a private pontoon. There are only 45 canal plots, and they're the ones that go first.
Are the villas handed over finished?
Yes, fully finished, with a light or dark interior scheme to choose from.
Also launching
Other launches worth a look
Available · off-plan · EOI open
Lunaya
ZAYA x FIVE — 500 homes around a 900,000 sq ft swimmable lagoon in Jebel Ali
Low-density villa living, eight minutes off Sheikh Zayed Road
Lunaya by ZAYA x FIVE is a low-density villa community in Jebel Ali. The masterplan holds 500 homes across four typologies — townhouses, maisonettes, duets and detached villas — set among landscaped parkland rather than dense rows. Each residence is designed around light, greenery and generous outdoor space, with private gardens, roof terraces and, in the villas, a private pool.
Two established names stand behind the project. ZAYA, founded in 2008 by Nadia Zaal, is known for Al Barari, one of Dubai's greenest residential communities and the inspiration behind Lunaya. FIVE Holdings develops and operates five-star hotels including FIVE Palm Jumeirah, FIVE Jumeirah Village and FIVE LUXE JBR, and brings its hospitality concepts — ReFIVE Spa, Cinque and Ronin — into the community.
Developer
ZAYA x FIVE
Community
500 homes · four typologies
Handover
Q4 2029
Ownership
Freehold · mortgageable in Dubai
900,000 sq ft swimmable crystal lagoon at the centre of the masterplan
65% of the site given over to gardens and green parks
Private lift, maid's room and covered garage in every home type
FIVE's hotel operations behind the spa, dining and fitness
Next to Palm Jebel Ali, Expo City and Al Maktoum International, all under heavy investment
Homes
Four types, from townhouse to detached villa
Townhouses on the waterDetached villa
The Bloom
4-bed townhouse 2,966 sq ft · 273 m²
Price from€1,191,300
The Rise
4-bed maisonette 3,814 sq ft · 354 m²
Price from€1,597,487
The Dune
5-bed villa 6,635 sq ft · 616 m²
Price from€2,859,000
The Sol
5-bed villa 8,231 sq ft · 765 m²
Price from€4,061,300
All types include a private lift, maid's quarters, a covered two-car garage and multiple terrace levels; villa types add a private pool. Prices are quoted in euros by the developer — ask me for the AED equivalent at today's rate.
The lagoon
900,000 sq ft of swimmable water, 65% green
The crystal lagoon sits at the heart of the masterplan, with sand edges, paddle and kayak water, and pool gardens threaded between the clusters. The rest of the site is parkland: landscaped gardens, pocket parks and 4.5 km of running and cycling trails.
The crystal lagoonPool gardensThe gymPlay areas and courts
Payment plan
10 on booking, 30 during build, 60 at handover
10%Downpayment
30%During construction, staged to Q4 2029
60%On handover, Q4 2029
A 40/60 structure: 40% falls due before handover and the balance at completion, financeable through a bank in Dubai. The 4% DLD fee is payable on top at registration.
Amenities
FIVE's hospitality, inside the community
900,000 sq ft swimmable crystal lagoon
Resort-style temperature-controlled pools
ReFIVE Spa
Gym with biohacking suite
Cinque — Italian restaurant
Ronin — Japanese restaurant
Farm-to-table café and patisserie
Residents' clubhouse with co-working
4.5 km running and cycling trails
Tennis, basketball and padel courts
Pickleball courts
Yoga lawns
Outdoor lagoon cinema
Amphitheatre
Indoor kids club
Adventure playgrounds
Skate parks
Dog park
Community centre with retail
65% landscaped gardens and parks
Location
Jebel Ali, Saih Shuaib 1
The site sits in Jebel Ali, eight minutes by car from Sheikh Zayed Road, on the corridor where most of Dubai's new infrastructure spending is landing.
Sheikh Zayed Road8 min
Al Maktoum InternationalNearby
Expo City DubaiNearby
Palm Jebel AliNearby
FAQ
About this launch
Why are prices in euros?
The developer publishes this release in euros. I'll convert any unit to AED at the day's rate and confirm it in writing before you commit.
Can I mortgage it?
Yes. Homes are sold freehold and the handover balance is financeable through a bank in Dubai.
What's the difference between the four types?
The Bloom is a townhouse, The Rise a maisonette, and The Dune and The Sol are detached villas with private pools. All four have private lifts, maid's quarters and covered garages.
Is the lagoon actually swimmable?
Yes — it's a crystal lagoon, filtered for swimming, with sand edges and space for paddleboards and kayaks.
Does it qualify for the Golden Visa?
Every type is well above the AED 2M property threshold, so yes, subject to the current rules at the time you buy.
Also launching
Other launches worth a look
Launching soon · EOI open
Lunaya Terraces
1, 2 and 3-bedroom apartments inside the Lunaya community, Jebel Ali
Lunaya Terraces by ZAYA sits inside the master-planned Lunaya community in Jebel Ali. The residences come in 1, 2 and 3-bedroom layouts inspired by the villas next door: expansive private terraces, floor-to-ceiling windows, 3-metre ceilings and light-filled open-plan interiors.
Cascading greenery runs across every facade, with landscaped gardens, lagoon-style pools, shaded lounges and green pathways between the five buildings — Cove, Reef, Haven, Shore and Bay. It's the lowest entry point into the Lunaya community, at roughly a third of what the villas start at.
Developer
ZAYA
Community
Lunaya, Jebel Ali
Buildings
Cove · Reef · Haven · Shore · Bay
Ownership
Freehold
Entry into Lunaya from AED 2.2M rather than €1.19M for a townhouse
3-metre ceilings and full-height glass in every layout
Private terraces sized like outdoor rooms, not balconies
Direct on-ramp to Sheikh Zayed Road
Shares the community's gardens, pools and F&B
The collection
Three layouts, from Cove to Bay
1 bed
1,124–1,190 sqft 1 car · 3 m ceilings
Price fromAED 2.2M
2 bed
1,749–2,017 sqft 1 car · 3 m ceilings
Price fromAED 3.4M
3 bed
2,219–2,490 sqft 2 cars · 3 m ceilings
Price fromAED 4.3M
1 bed · living and dining2 bed · bedroom onto the terrace3 bed · kitchen and diningElevation at dusk
The 3-bed adds walk-in closets and a maid's room. Payment plan and handover date are not published yet — I'll send both the day they're released.
Amenities
Resort-style, at the foot of the buildings
Landscaped gardens, lagoon-style pools, shaded lounges and green pathways sit between the five buildings, alongside The Cafe and the wider community's parks and trails.
The CafePlanted terraces
Lagoon-style pools
The Cafe
Landscaped gardens
Shaded lounges
Green pathways
Private terrace to every home
Covered parking
Access to the Lunaya community amenities
Location
Direct access to Sheikh Zayed Road
An immediate on-ramp links the community north to Downtown Dubai and south to Abu Dhabi, with Expo City, Dubai South and the coast all inside half an hour.
Sheikh Zayed RoadDirect
Expo City Dubai · ~19 km17 min
Al Maktoum Intl (DWC) · ~22 km20 min
Southern Waterfront · ~21 km20 min
Jebel Ali Beach · ~26 km24 min
Palm Jebel Ali28 min
FAQ
About this launch
When is handover?
Not confirmed yet for the Terraces. The wider Lunaya community is scheduled for Q4 2029 — I'll confirm the apartment handover as soon as ZAYA publishes it.
What's the payment plan?
Also not released. The villas at Lunaya are on a 40/60 plan, so expect something in that range, but I won't quote you a plan until it's official.
How is this different from Lunaya?
Same community, different product. Lunaya is 500 townhouses, maisonettes, duets and villas from €1.19M; the Terraces are 1–3 bed apartments from AED 2.2M.
Do apartment owners use the community amenities?
Yes — the gardens, pools and F&B are part of the masterplan the Terraces sit inside.
Does it qualify for the Golden Visa?
Yes, every layout is above the AED 2M threshold, subject to the rules in force when you buy.
Also launching
Other launches worth a look
Available · off-plan
Artistry One Residences
Select Group — 36 storeys on the water in Dubai Design District
Rising 36 storeys above the city, every residence at Artistry One is composed around proportion and flow — spaces that feel expansive and intimate at once. Inside, the amenities weave wellness, recreation and lifestyle together, reflecting a philosophy where design becomes a living art form.
The tower sits in Dubai Design District, on the water, with the Burj Khalifa and the Downtown skyline filling the view from the west-facing homes. Units run from one to three bedrooms, with a small number of duplex penthouses at the top.
Developer
Select Group
Height
36 storeys
Location
Dubai Design District (d3)
Status
Off-plan · units available
Waterfront plot in d3, minutes from Downtown and Business Bay
Direct Burj Khalifa and skyline views from the canal side
Duplex penthouses with private terraces and plunge pools
Select Group's delivery record in Dubai Marina and Business Bay
Selling now rather than waiting for a launch date
Residences
One to three bedrooms, plus duplex penthouses
1–3 bed
Floor-to-ceiling glass, curved corner living rooms, terraces to the canal
PriceOn request
Duplex penthouses
Two levels, wraparound terrace and private plunge pool
PriceOn request
Living and diningPrincipal bedroomBathroomPenthouse terrace
Select Group releases pricing and availability unit by unit. Tell me the layout and floor band you want and I'll come back with what's live this week.
Amenities
Wellness, recreation and lifestyle on one deck
Pool deckFitness floor
Waterfront infinity pool
Sun deck and cabanas
Fitness floor with full-height glazing
Yoga and stretch area
Landscaped podium
Residents' lounge
Covered parking
Concierge
Amenity list as shown in the developer's current material; the full schedule comes with the brochure.
Location
Dubai Design District
d3 sits on the water between Business Bay and Ras Al Khor, a creative district of studios, galleries and restaurants with Downtown and the Burj Khalifa directly across the canal.
Downtown Dubai & Burj KhalifaAcross the canal
Business BayAdjacent
Dubai Canal promenadeAt the door
DXB AirportShort drive
I'll send exact drive times with the brochure rather than guess them here.
FAQ
About this launch
What do units cost?
Select Group prices by unit and floor, and availability moves weekly. Send me your layout and budget and I'll come back with the live list.
What's the payment plan?
Not published in the material I have. I'll confirm the current plan in writing before you reserve anything.
When is handover?
Also not confirmed in the material I have — I'll give you the developer's stated date with the price list.
Are the penthouses still available?
The duplex penthouses are a small part of the tower and go early. Ask and I'll check what's left.
Which units get the Burj view?
The canal-facing side looks straight at Downtown and the Burj Khalifa. Floor level changes how much of it you keep long term, which is worth talking through before you pick a unit.
Also launching
Other launches worth a look
Phase 1 launching early October 2026
Bay Estates
Nakheel's first release on Island E at Dubai Islands — beachfront villas, townhouses and plots
The first step toward island living at Dubai Islands
Bay Estates at Dubai Islands by Nakheel is a gated waterfront community of Bay Villas and townhouses with private beach access and resort-style amenities — modern homes set in a low-density coastal layout minutes from the centre of Dubai.
Phase 1, launching early October 2026, is the first release on Island E: 357 townhouses and villas across five typologies, plus a small number of freehold plots for buyers who want to build their own. Buyers get private beaches, marina access and the community's parks and clubhouse.
Developer
Nakheel
Location
Island E, Dubai Islands
Phase 1
357 homes + villa plots
Ownership
Freehold
First release on Island E — entry pricing before later phases
Private beach and marina access inside a gated community
Ten minutes from Deira and the Infinity Bridge into the city
Villa plots of 8,000–15,000 sqft, rare on a Dubai waterfront
Nakheel's track record on Palm Jumeirah and Dubai Islands
Payment plan not published yet. The 4% DLD fee is payable on top at registration.
Villa plots
Build your own on the water
A limited number of freehold plots between 8,000 and 15,000 sqft sit inside the same gated community, for buyers who want to commission their own home rather than buy a finished type. From AED 14M.
Community beach frontage
Amenities
Resort-style, low density
Gated clusters and private pools give way to landscaped linear parks, a waterfront promenade, a secluded beach and a residents' clubhouse — built around an unhurried island rhythm.
Community poolLinear parks and walkways
Private beach
Community pool
Residents' clubhouse
Waterfront promenade
Landscaped linear parks
Play area
Tot lot
Games area
Fitness area
Sports court
Sitting pavilion
BBQ area
Location
Island E, Dubai Islands
Dubai Islands sits off Deira, linked to the mainland by the Infinity Bridge, with the cruise terminal, Dubai Hospital and the old city's business districts on the doorstep and DXB a short drive inland.
Deira & Infinity BridgeAdjacent
Dubai Cruise TerminalNearby
Dubai International AirportShort drive
BurJuman metroShort drive
Schools — Victoria International, The Elite EnglishIn Deira
Hospitals — Dubai Hospital, Canadian SpecialistIn Deira
Drive times come with the brochure — I'd rather send the developer's figures than estimate them.
FAQ
About this launch
When exactly does Phase 1 launch?
Early October 2026. Registered buyers get the unit list and floor plans ahead of the public release, and allocation follows the order EOIs come in.
What's the payment plan?
Nakheel hasn't published it yet. I'll send the plan in writing the day it's released rather than guess at it.
When is handover?
Not confirmed in the current material either — it comes with the launch pack.
What's the difference between a plot and a villa?
The 357 homes are built by Nakheel to fixed types. The plots are land only, 8,000–15,000 sqft from AED 14M, for a home you design yourself within the community's guidelines.
Can foreigners buy here?
Yes. Dubai Islands is freehold, open to all nationalities, and every type clears the AED 2M Golden Visa threshold.
Also launching
Other launches worth a look
Launching soon · EOI open
Wadeem Gardens
Where everything aligns — villas on a connected district at Hudayriyat Island
Wadeem Gardens brings together homes, work, learning, wellness, entertainment and community in one connected district on Hudayriyat Island. The world's longest climate-controlled spine — 2.3 km of it — links 35,000 residents to the arena, the office park, the schools and the waterfront without stepping into the heat.
The villas sit inside that district rather than beside it: four, five and six-bedroom homes from 532 to 720 sqm, handing over in Q2 2031 on a 25/75 plan.
Location
Hudayriyat Island, Abu Dhabi
Community
Wadeem — Gardens, Villas, Jadat Al Wadeem
Handover
Q2 2031
District
35,000 residents
2.3 km climate-controlled spine — walkable year round
Arena, cinemas and retail inside the community, not a drive away
Two international schools and healthcare centres on the island
25% during construction leaves 75% to handover in 2031
Hudayriyat is Abu Dhabi's sport and leisure island, minutes from the corniche
The villas
Four, five and six bedrooms
4 bed
532 sqm Handover Q2 2031
Price fromAED 8.7M
5 bed
630 sqm Handover Q2 2031
Price fromAED 10.2M
6 bed
720 sqm Handover Q2 2031
Price fromAED 11.6M
Villa frontageLiving roomTerrace, arena beyondClubhouse pool
Sizes are total built-up area as published. Floor plans go out with the price list.
Payment plan
25 / 75, weighted to handover
25%During construction, staged to Q2 2031
75%On handover, Q2 2031
2%ADREC registration fee at purchase
The same plan applies across all three villa types. Individual milestone dates come with the SPA.
The district
An arena, an office park and six clubhouses
Wadeem Gardens is built as a district rather than a gated pocket: work, schooling, healthcare and entertainment sit along the spine, so daily life doesn't depend on the car.
The arenaClubhouse pool and gym
2.3 km climate-controlled spine
Arena
Six clubhouses
Office park
Healthcare centres
Waterfront promenade
Retail and dining
Two international schools
Cinemas
Parks, playgrounds and cycling routes
Masterplan
Wadeem, Hudayriyat Island
Wadeem covers three neighbourhoods — Wadeem Villas to the west, Wadeem Gardens to the east and Jadat Al Wadeem in the middle, where the arena, retail and community buildings cluster along the spine.
Abu Dhabi cornicheShort drive
Hudayriyat beaches & sports hubOn the island
Schools and clinicsInside the district
Zayed International AirportAsk for figure
I'd rather send the developer's own drive times with the brochure than estimate them here.
FAQ
About this launch
What does the 25/75 plan mean in cash terms?
On a 4-bed at AED 8.7M, roughly AED 2.2M spread across construction to 2031 and the rest at handover, plus the 2% ADREC fee at purchase.
Handover is 2031 — is that normal?
It's long for the UAE, and it's the trade-off here: a whole district gets built around the homes. It suits buyers holding for capital growth more than anyone needing to move in soon.
What's the difference between Wadeem Gardens and Wadeem Villas?
Two neighbourhoods in the same masterplan. Gardens sits on the eastern side closer to the arena and the spine; Villas occupies the larger western plots.
Can foreigners buy on Hudayriyat?
Yes — it's a designated investment zone, so freehold ownership is open to all nationalities.
Is the spine really climate-controlled end to end?
That's how it's presented: 2.3 km of covered, cooled walkway linking the district's parts. I'll confirm the details with the technical pack.
Also launching
Other launches worth a look
Legal
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Legal
Terms & conditions
Last updated 24 September 2026 · By using this website you accept these terms.
In plain terms. This site is marketing material, not an offer. Prices, payment plans, availability, sizes and handover dates come from developers and change without notice — often weekly. Nothing here is financial, tax or legal advice, and no returns are promised. Confirm every figure in writing before you commit money.
1. Who operates this site
This website is operated by Ameen Rafay, a real estate broker registered with the Dubai Land Department under Broker Registration Number 91363, associated with mineola Real Estate, Dubai, United Arab Emirates. Contact: ameen@mineola-uae.com, +971 54 249 2929.
2. Nothing here is an offer
Every project page is promotional material describing a third-party developer's product. It is not an offer, an invitation to treat, or a contract. A binding agreement exists only when you sign a reservation form or sale and purchase agreement issued by the developer, and pay in accordance with it.
3. Accuracy of information
Prices, payment plans, unit counts, plot and built-up areas, floor plans, amenity lists, handover dates and availability are supplied by developers and their agents. They change frequently and without notice, and units shown as available may be sold by the time you enquire. Areas are approximate and may be measured differently between documents.
Renders and images are artists' impressions issued by developers. They show an intended design, not the finished building, and details such as finishes, landscaping, furniture and views may differ on completion. Furniture shown is usually not included.
Information is presented in good faith and believed correct when published, but is not warranted. Always verify against the developer's current official documents before acting.
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Content on this site — including any figures about rental yields, capital growth, deposits, fees or residency — is general information, not personal advice. It takes no account of your circumstances, objectives or risk tolerance.
Property values and rents can fall as well as rise. Off-plan purchases carry additional risks, including construction delay, design change, and the developer failing to complete. No return is guaranteed by me, by mineola Real Estate, or by any developer, and any figure describing past or expected performance is not a promise of future results. Take independent financial, tax and legal advice before committing.
5. Residency and eligibility
References to the Golden Visa or other residency routes describe published rules at the time of writing. Eligibility criteria, thresholds and processing are set by UAE authorities and change from time to time. Nothing here guarantees that a purchase will result in a visa being granted.
6. Enquiries and your information
When you submit a form or message me, you confirm the details are yours and accurate, and you agree I may contact you about property. Submitting a form creates no obligation on either side — you owe nothing, and I make no commitment to secure a particular unit. How your data is handled is set out in the privacy policy.
Registering interest in a launch does not reserve a unit or hold a price. Allocation is the developer's decision.
7. Agency and fees
On off-plan launches, commission is paid by the developer, not by the buyer, unless separately agreed in writing before any work begins. Government charges — including the Dubai Land Department transfer fee, the Abu Dhabi Real Estate Centre registration fee, and administrative or Oqood charges — are payable by the buyer at the rates in force on the day.
8. Intellectual property
The text, layout and design of this site belong to its operator. Project renders, floor plans, logos and brand names belong to the respective developers and are reproduced for the purpose of marketing their projects. Developer names are their trade marks and appear for identification only; their use does not imply endorsement of this site.
You may view, download and print pages for your own use in considering a purchase. You may not republish, resell, or systematically extract content without written permission.
9. Third-party links
Links to WhatsApp, Instagram, developer sites or regulators are provided for convenience. Their content and practices are outside my control, and their inclusion is not an endorsement.
10. Availability of the site
The site is provided as is. It may be unavailable, interrupted or changed at any time without notice. Reasonable care is taken to keep it secure, but no guarantee is given that it is free of errors or harmful components.
11. Liability
To the fullest extent permitted by law, no liability is accepted for loss or damage arising from reliance on information on this site, from its unavailability, or from any decision to buy or not to buy a property. Nothing in these terms limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability that cannot lawfully be excluded.
Consumers keep their statutory rights. Nothing here affects rights you have under the consumer protection laws of your own country.
12. Advertising permits
Property advertising in Dubai requires a Trakheesi permit, and in Abu Dhabi an ADREC permit, where applicable. Where a listing is promoted through paid advertising, the relevant permit number is displayed with it.
13. Governing law
These terms are governed by the laws of the Emirate of Dubai and the federal laws of the United Arab Emirates, and the courts of Dubai have jurisdiction. If you are a consumer in the EEA, the UK, Canada or Australia, this does not deprive you of the protection of mandatory consumer rules in your country of residence, or of the right to bring proceedings there where your local law allows.
14. Changes to these terms
These terms may be updated; the date at the top shows when they last were. Continuing to use the site after a change means you accept the revised version.
Last updated 24 September 2026 · Applies to visitors in the European Economic Area, the United Kingdom, the United States, Canada and Australia, as well as everywhere else.
The short version. This website sets no cookies and runs no advertising or analytics trackers. Nothing is collected from you unless you choose to contact me — by tapping a WhatsApp button, calling, emailing, or submitting one of the forms. Form submissions are delivered to me by the company that hosts this site and emailed to my inbox.
I use what you send to advise you on property and, where you ask me to, to register your interest with a developer. I do not sell your data.
1. Who is responsible for your data
Ameen Rafay, a licensed real estate broker (DLD Broker Registration Number 91363) associated with mineola Real Estate, Dubai, United Arab Emirates, is the controller of personal data collected through this website.
Postal address: mineola Real Estate, Dubai, United Arab Emirates
For the purposes of the UK and EU GDPR, I act as a data controller. I have not appointed a Data Protection Officer, as the scale of processing does not require one; privacy questions go to the email address above.
2. What this site collects
Information you give me
The forms on this site ask for your name, phone number and email address, and — on a project page — the layout and budget band you are interested in and why you are buying. When you press send, those details are transmitted to the form service run by this site's hosting provider, stored in my account there and emailed to me. You are also offered a WhatsApp link so you can carry on the conversation straight away; if you use it, your phone number reaches me through WhatsApp as well.
The same applies if you call, email or message me directly without using a form.
During our conversation you may also share your nationality and country of residence, your timeline, financing arrangements, and identification documents required for a reservation.
Information collected automatically
The company hosting this website keeps standard server logs, which typically include your IP address, browser type, the pages requested and the date and time. These logs exist for security and reliability and are not used to profile you or build an advertising audience.
Cookies and tracking
This site sets no cookies, uses no analytics and carries no advertising pixel. There is no consent banner because there is nothing to consent to. If that changes — for example if a Meta pixel is added to support advertising — this policy will be updated first and a consent mechanism will be shown to visitors in the EEA and the UK before any such tracker runs.
3. Why I use your data, and my legal basis
Purpose
Legal basis (EEA / UK)
Replying to your enquiry and advising you on launches
Steps taken at your request prior to entering a contract; legitimate interests
Registering your interest or reservation with a developer, at your request
Performance of a contract; your consent
Sending you price lists, floor plans and launch updates you asked for
Consent, withdrawable at any time
Keeping records of transactions and anti-money-laundering checks
Compliance with a legal obligation under UAE law
Keeping this website secure and available
Legitimate interests
Where consent is the basis, you can withdraw it at any time by replying "stop" to any message or emailing me. Withdrawal does not affect anything done before you withdrew.
4. Who your data is shared with
Property developers — only when you ask me to register your interest or reserve a unit. Developers are separate controllers and apply their own privacy policies.
mineola Real Estate — the brokerage I am associated with, for transaction administration and regulatory record-keeping.
Service providers — the website host, which also receives and stores form submissions on my behalf; my email provider; and WhatsApp (Meta Platforms), which carries messages under its own privacy policy. These act as processors under my instructions.
Authorities — the Dubai Land Department, the Abu Dhabi Real Estate Centre, or other regulators, where the law requires it.
I do not sell personal information, and I do not share it for cross-context behavioural advertising.
5. International transfers
I am based in the United Arab Emirates, so if you contact me from the EEA, the UK, Canada, Australia or the United States, your data will be transferred outside your country. The UAE has not received an adequacy decision from the European Commission or the UK government.
Where that transfer is necessary to take steps you have requested before entering a contract, or where you have explicitly consented after being told of the risks, the transfer relies on those grounds (UK and EU GDPR Articles 49(1)(a) and 49(1)(b)). Where standard contractual clauses are appropriate, I put them in place with the relevant party.
6. How long it is kept
Enquiries that do not proceed — up to 24 months from our last contact, then deleted.
Completed transactions — for the period required by UAE brokerage and anti-money-laundering rules, currently five years from the end of the business relationship.
Marketing consent records — for as long as you remain subscribed, plus a short period afterwards to honour your opt-out.
Server logs — kept briefly by the hosting provider under its own retention schedule.
7. Your rights
If you are in the EEA or the United Kingdom
You have the right to access your data, correct it, have it erased, restrict or object to how it is used, receive it in a portable format, and withdraw consent. You also have the right not to be subject to decisions based solely on automated processing — I make none.
You can complain to your national supervisory authority. In the UK that is the Information Commissioner's Office (ico.org.uk); in the EEA it is the authority in the country where you live or work.
If you are in the United States
Residents of California, Colorado, Connecticut, Virginia and other states with comprehensive privacy laws may request access to the personal information held about them, request its deletion or correction, and obtain details of the categories collected, the sources, the purposes and the parties it was disclosed to.
I do not sell personal information or share it for cross-context behavioural advertising, including the personal information of anyone under 16, so there is nothing to opt out of on that front. You will never be treated differently for exercising a privacy right. You may use an authorised agent, and I may ask for proof of their authority.
If you are in Canada
Under PIPEDA and equivalent provincial laws, you may ask what personal information is held about you, how it is used and who it has been disclosed to, and ask for corrections. You can withdraw consent, subject to legal and contractual limits, and complain to the Office of the Privacy Commissioner of Canada (priv.gc.ca).
If you are in Australia
Under the Privacy Act 1988 and the Australian Privacy Principles, you may request access to your personal information and ask for it to be corrected. You may also deal with me anonymously or under a pseudonym where that is practical — though not once a reservation requires identification.
If you are unhappy with how a request was handled, complain to me first at the email above; I will respond within 30 days. You can then escalate to the Office of the Australian Information Commissioner (oaic.gov.au).
Making a request
Email ameen@mineola-uae.com with what you want done. I will verify your identity, usually by confirming details already held, and respond within 30 days — or 45 days for requests under US state laws, extendable once where the law allows. Requests are free unless they are manifestly unfounded or excessive.
8. Marketing messages
I send price lists and launch updates only to people who asked for them. Every message includes a way to stop, and replying "stop" is enough. I do not add enquiry contacts to bulk mailing lists, and I do not buy or rent contact data.
9. Security
The website is served over HTTPS. Messages travel through WhatsApp's end-to-end encryption, and email is protected in transit by my provider. Documents shared during a transaction are held in access-controlled storage. No system is perfectly secure, so please do not send identification documents or payment details over unsecured channels without agreeing the method with me first.
10. Children
This website and my services are for adults. I do not knowingly collect personal information from anyone under 18. If you believe a child has sent me information, email me and I will delete it.
11. Changes to this policy
If this policy changes, the date at the top changes with it. Material changes — a new tracker, a new category of recipient — will be summarised here so you can see what moved.
Questions or complaints — email ameen@mineola-uae.com or message +971 54 249 2929. I would rather resolve something directly than have you go to a regulator, but the regulators above are always open to you.
About
I'm Ameen Rafay.
I work with investors buying off-plan across Dubai and Abu Dhabi. Most of what I handle sits around Yas Island, Al Barari, Dubai Creek Harbour and Dubai South.
Off-plan is a timing trade. The first allocation out of a release is priced and structured better than the identical unit sold three weeks later. My job is to have you in position before that window opens, with the figures already in front of you, so the decision comes down to arithmetic rather than instinct.
You won't get a mailing list of 400 projects from me. You get a short call and a straight read on whether off-plan actually fits what you're trying to do.
I'd rather know a handful of communities properly than quote prices in twenty I've never walked.
Yas Island, Abu DhabiVillas & townhouses
Al Barari, DubaiLow-density green
Dubai Creek HarbourWaterfront apartments
Dubai SouthGrowth corridor
How I work
Three things that decide whether an off-plan buy goes well
i.
In before the public
Allocations reach brokers before a project is announced. On the list early, you see the price list and the payment plan while the inventory is still whole — not after launch day has taken the best units off the board.
ii.
Developers who deliver
Aldar, Emaar, Meraas and others with a record of handing over what they sold. Off-plan risk is mostly developer risk, so the shortlist starts with who is building it, not with how good the render looks.
iii.
Reservation through to keys
Booking, structuring the payment plan, contracts, handover. Most of my buyers sit outside the UAE and never need to fly in to complete.
Credentials
Who you're dealing with
Every enquiry comes to me directly — there's no call centre behind this, and nobody hands you over to a junior after the first call.
Licensing
DLD Broker Registration 91363
Agency
mineola Real Estate
Markets
Dubai & Abu Dhabi
Direct line
+971 54 249 2929
Email
ameen@mineola-uae.com
Buying from abroad? Reservation, SPA signing and payments can all be completed remotely.
Start here
Fifteen minutes, no obligation.
Tell me the budget, the timeline and what you want the property to do. I'll tell you whether there's a launch worth your money right now — and if there isn't, I'll say that too.
